We have quite a bit of deferred maintenance due at our home (painting, replacing windows, carpentry, etc.). To get some projects going, should we borrow the money, use some of our cash reserves, or sell an investment? I really do not want to take on debt, so that...
savings
Basic Investing Building Block #2
Investing can be complicated to the average “Joe or JoAnn.” However, having just the simplest knowledge of what it is and how it works can help you manage your money with confidence. Let’s break it down in a way that makes it easier to understand. This is the...
Basic Investing Building Block #1
This is the first in a series of postings where the focus will be around investing. We will touch on some of the core building blocks of investing. It may be a reminder for many of you or new to some, but if you find these useful, please share it with others. Whether...
Financial Changes To Consider When You Have Kids
Expecting a new child is certainly a life-changing event. Along with the excitement and blessings of family, that new life has important financial implications. Certified financial planner Suzanne Himes, with Asset Planning Corporation, is here to discuss some of the...
What You Need To Know To Keep Savings on Track
This past week was designated as America Saves Week, which is an annual call to action for everyday Americans to commit to saving successfully. In honor of this event, which is now in its 13th year, certified financial planner Suzanne Himes is here with some tips and...
What are the Best and Worst Paying College Majors?
So your freshman has started college! Bankrate.com recently conducted a survey to rank the best and worst college majors for students. Certified Financial Planner Paul Fain, President of Asset Planning Corporation, talks about where the money is at for future...
How Much are Americans Spending for Back To School in 2019?
The National Retail Federation recently released a survey detailing back to school spending for the 2019 school year. Certified Financial Planner Paul Fain, President of Asset Planning Corporation, summarizes how much we are spending this year and the impact on our...
About To Graduate? Here Are Five Things To Do Now!
Usually when we financial planners speak of financial independence, we’re referring to “retirement.” However, I strongly believe that the range of financial decisions that come with attaining adulthood (often accompanied by graduation around the same time) are just as...
The 3 Types of Savings Everyone Should Have
Beware! The Savings Blob One of the most important areas of financial planning is cash management (spending plans, budgeting) and within that, the concept of cash reserves. Most folks can probably agree that having “cash reserves” is a good thing. But after that, the...
America Saves Week: 3 Ways to Boost Your Savings Account
What does “saving the extra” mean to you? Whether it is putting change in a piggy bank or moving everything not in the budget into savings, those three little words can mean big money down the road. This America Saves Week, try one (or all) of these three ways to save...