Long-term Care

Elder care hits hard; seek insurance advice and plan early

“Old age comes at a bad time! When you finally know everything, you start to forget everything you know.” (source unknown) The Grand Dame of our family (we’ll call her “Ella”), 93 years old, has had a rough past five years: She has broken both hips, broke her foot,...

What You Think You Know

For the past few years, I have been taking care of my mom. In July of 2017, she fell and broke her hip and was in rehabilitation for two months. Then about six months later, our family noticed her memory was slipping. In December of 2018, she was diagnosed with lung...

Dear Brother and Sister…

Dear Brother and Sister, Recently, I was fortunate enough to be able to attend the Caring and Coping caregiver workshop put on by Alzheimer’s Tennessee. I want to share with you some of the things I learned. We have to learn to live in her reality now. She is not...

Caregivers: Don’t Forget To Invest In Your Own Health

If you are caring for a loved one with dementia, Alzheimer’s or another illness, taking care of yourself is one of the most important things you can do for them and you. Being a caregiver can take so much out of you mentally, physically, and emotionally, but there are...

Choosing the Right Long-Term Care for You

In the financial planning process, we always touch on the potential for long-term care needs, and the financial impact of increased health care costs over an extended period of time. We usually incorporate long-term spending goals for insurance premiums or for...


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