Whenever there's a lot of fear, there also seems to be a lot of misinformation, and sometimes good information mixed in with bad. This is certainly the case with identity theft, which now, according to a 2007 survey of the Federal Trade Commission, counts some 8...
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Savings Limits
Penny-Pinching Consumers The economy has spurred Americans to save money any which way they can. Here’s where we’re pinching pennies: Purchasing more generic brands 63% Brown-bagging lunch 45% Going to the hairdresser or barber less 39% Cancelling one or more...
Smart Spring Cleaning
Now that the weather has finally begun to show signs of spring, it seems a natural inclination for many of us to look around our homes and begin some cleaning, organizing, sorting out and donating. There is a lot to be said for the psychological impact of a clean and...
Post Holiday Blues
Welcome! Welcome to the first issue of Smart Spending! Based on our client conversations, APC is launching a newsletter specifically targeted to provide information and ideas on better budgeting, goal setting, money psychology and, well, smarter spending decisions. As...